Credit Cure’s – Terms & Conditions

Effective Date: 9 November 2024

Welcome to CreditCure.ai! By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before proceeding. If you do not agree to these terms, you should discontinue using our services.

1. Definitions

• “CreditCure.ai” refers to the website and services provided by our platform.
• “User” refers to any individual or entity accessing CreditCure.ai.
• “Services” refers to all products, tools, and features offered by CreditCure.ai, including loan optimization, credit score improvement, and balance transfer recommendations.

2. Eligibility

To use CreditCure.ai, you must:

• Be at least 18 years of age.
• Have the legal capacity to enter into a binding agreement.
• Provide accurate and up-to-date information during registration or service use.

3. Use of Services

Users agree to use CreditCure.ai for lawful purposes only. Prohibited uses include, but are not limited to:

• Misusing the platform to harm or defraud others.
• Sharing false or misleading information.
• Attempting to access unauthorized sections of the website or services.
• Engaging in activities that disrupt the platform’s functionality.

4. User Responsibilities

As a user, you agree to:

• Maintain the confidentiality of your account credentials.
• Ensure all information provided is accurate and complete.
• Notify us immediately of any unauthorized account access.

5. Service Disclaimer

CreditCure.ai provides recommendations based on the information provided by users and market data. However:

• We do not guarantee loan approvals or specific outcomes.
• Decisions made based on our services are solely the responsibility of the user.
• CreditCure.ai is not liable for any financial losses arising from user actions.

6. Third-Party Services

CreditCure.ai collaborates with trusted banks, NBFCs, and credit bureaus to deliver its services. By using our platform, you consent to:

• The sharing of relevant data with third parties for processing your requests.
• Acknowledging that third-party services are subject to their own terms and policies, which may differ from CreditCure.ai.

7. Fees and Payments

• CreditCure.ai may offer free and premium services.
• Fees for premium services will be clearly disclosed during the transaction process.
• Payments are non-refundable unless specified in our Refund and Cancellation Policy.

8. Intellectual Property

All content, design, and materials on CreditCure.ai are owned by or licensed to us. Users are prohibited from:

• Copying, reproducing, or redistributing content without explicit permission.
• Using CreditCure.ai trademarks or logos without authorization.

9. Privacy and Data Protection

CreditCure.ai prioritizes the security of user data. Our practices are governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

10. Limitation of Liability

To the extent permitted by law, CreditCure.ai is not liable for:

• Errors, interruptions, or delays in service.
• Financial losses, indirect damages, or consequential harm arising from the use of our platform.
• Third-party actions or services accessed through our platform.

11. Termination

CreditCure.ai reserves the right to terminate or suspend user accounts without prior notice if:

• There is a violation of these Terms and Conditions.
• User activity poses a security or legal risk to the platform.

12. Changes to Terms and Conditions

CreditCure.ai reserves the right to modify these Terms and Conditions at any time. Users will be notified of significant changes through email or platform notifications. Continued use of our services constitutes acceptance of the updated terms.

13. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws. Any disputes will be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu.

14. Contact Information

If you have questions about these Terms and Conditions, please contact us at:

•Email: support@creditcure.ai

•Phone: +91-7305010646

By using CreditCure.ai, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. Thank you for trusting CreditCure to assist in your financial journey.