Credit Cure’s – Third Party Policy

Effective Date: 9 November 2024

At CreditCure.ai, we work closely with trusted third-party service providers, financial institutions, and other partners to deliver high-quality services and personalized financial solutions. This Third-Party Policy explains how we interact with third parties, how your data is shared, and the safeguards in place to protect your information.

1. Involvement of Third Parties

We partner with third parties to enhance our services, including:

• Banks and NBFCs for loan balance transfers and financial offerings.
• Credit bureaus for credit score assessments and analysis.
• Technology providers for platform development, analytics, and security.
• Marketing partners for promotional campaigns and user engagement.

2. Data Shared with Third Parties

We may share limited user data with third parties to facilitate services. The type of data shared includes:

• Financial Information: Loan details, credit score, and repayment history (with your explicit consent).
• Personal Information: Name, contact details, and identity verification documents, if required by the third-party service.
• Usage Data: Aggregated and anonymized data for analytics and service improvements.
• We ensure that the data shared is relevant, limited, and necessary for the intended purpose.

3. Purpose of Data Sharing

Data is shared with third parties for the following reasons:

• To process loan applications and facilitate balance transfers.
• To provide personalized recommendations and credit score insights.
• To analyze platform performance and enhance user experience.
• To comply with regulatory or legal obligations.

4. Safeguards for Data Protection

We take strict measures to ensure your data is protected when shared with third parties:

• Contracts and Agreements: Third parties are bound by contractual agreements to use your data solely for the agreed purposes.
• Data Encryption: All data shared with third parties is encrypted to maintain confidentiality.
• Compliance Monitoring: We regularly audit our third-party relationships to ensure compliance with data protection laws and policies.

5. Your Consent

We only share your personal information with third parties after obtaining your explicit consent, except where required by law. You have the right to withdraw your consent at any time by contacting us.

6. Responsibility of Third Parties

Third parties with whom we share data are required to:

• Use your data only for the agreed purpose.
• Comply with applicable data protection laws and our privacy standards.
• Notify us immediately of any data breach or unauthorized access.

7. Exclusions

This policy does not apply to:

• Third-party websites linked on CreditCure.ai. We recommend reviewing their privacy and third-party policies before sharing any information.
• Third-party services you engage directly without CreditCure’s involvement.

8. Updates to This Policy

We may update this Third-Party Policy to reflect changes in our partnerships or regulatory requirements. Updates will be posted on this page, and significant changes will be communicated to you directly.

9. Contact Us

If you have questions or concerns about our Third-Party Policy, please reach out to us:

•Email: support@creditcure.ai

•Phone: +91-7305010646

Your trust is our priority. CreditCure.ai is committed to ensuring your data is handled securely and responsibly when interacting with third parties.