November 27, 2024

What are the differences in terms between banks and NBFCs for balance transfers?

Home loan balance transfers are an effective way for borrowers to reduce their interest rates, restructure their EMIs, or take advantage of better customer service. When […]
November 26, 2024

How does the loan-to-value (LTV) ratio affect balance transfer eligibility?

When considering a balance transfer for your home loan, understanding key financial metrics is crucial. One of the most important factors that lenders evaluate is the […]
November 26, 2024

What happens if the new lender rejects my balance transfer application?

A balance transfer can be a smart financial move to lower your interest rate, reduce monthly payments, or consolidate debt. However, not every balance transfer application […]